Shifting from management of operations to management of risks

Products

TIBS: not a banking solution but a banking business platform

Launching a new bank product will take only weeks not months

TechnoSolve International Banking System (TIBS) is a banking business platform.

We are not creating to your specific need but we deliver a platform for you to easily create a banking solution to fit your needs.

Open technology

Incorporating the best of object-oriented technology and Java J2EE, and a business-oriented approach, we have developed a revolutionary core banking system, a banking business platform called the TechnoSolve International Banking System that will help your business increase agility by making it easier and less costly for you to roll out new products and services, and thus increasing time-to-market and competitive edge.

TechnoSolve International Banking System is platform agnostic, giving you a choice of different hardware products depending on your needs and resource availability.

We have designed into the system, the flexibility to define bank products or customize workflow without massive programming efforts, making it faster for you to react to competition. Launching a new product will now take only weeks and not months.

Catering to the vast array of banking needs

Bank needs...TIBS provides...
Customer serviceReal-time, 24x7 processing, Tailored products
Attraction and retentionSingle, integrated customer view. Data-warehousing and data-mining
Product manufacturingProduct platform (modular design, true parameter driven)
Product deliveryMulti-delivery channel enabled
Cost and profit managementMore efficienct system management. Reuse
Meeting regulatory requirementRisk management via total bank view
Most banking systems used today are developed in North America and Europe for those specific markets, and consequently using them in Asia requires a fair bit of customization and workaround to localize the product.

TechnoSolve International Banking System has been architected from the beginning to fit into the vast array of standard practices in operations, banking regulations, currencies and languages. Our products are globalized and internationalize from the start for easy localization.

TechnoSolve International Banking System is multilingual from the database up to the user interface. This means our products not only handle non-Latin-based languages like Traditional and Simplified Chinese, but also handle different languages co-existing in one system, one database, and even on one screen.

Basel II primed

A lot of the current banking systems were architected before the Basel II risk management requirements were created. Data to comply with Basel II is simply not available in those systems. And if it is available, major surgery, involving breaking the system in several places, has to take place to extract the data needed.

TechnoSolve International Banking System has been architected from the start with Basel II in mind. The information needed for assessing credit risks, market risks, and operational risks can be easily extracted from the system. We also have our own sophisticated risk management engines that render different risk models for the compliance to Basel II requirements.

TechnoSolve Product Suite

TechnoSolve International Banking System (TIBS)
TIBS Core Banking
  • Customer Profile (CIF)
  • Central Liability
  • Collateral
  • Retail Banking
  • Teller Platform
  • General Ledger
  • Loans
  • UI Engine
  • Security Manager
  • Override Module
  • Shares and Stocks Trading
  • Trade Finance
TIBS Risk Management
  • Market Risk Engine
  • Credit Risk Engine
  • Operational Risk Engine
  • Anti-Money Laundering
  • Know Your Customers
Others
  • Internet Banking
  • Mobile Banking