Products
| Highlights |
TIBS Central Liability
TIBS Central Liability is an integrated central liability information repository that provides liability profile, version control, audit trail and historical credit file enquiry. TIBS Central Liability is equipped with workflow and electronic document management, and electronic credit approval.
- Liability profile in Treeview
- Limit sharing among a group of customer
- Electronic credit approval workflow
- Automatic credit line validation
- Credit facilities expiry monitoring and escalation
- Online enquiry and credit reports
- Customer liability profile historical record enquiry
- Comprehensive reports
Shared facilities among a group of customers
TIBS Central Liability makes it easy for banks to set up share facilities among a group of customers, no matter if it is a group of companies or a group of individual customers or a a group with combination of both. Within a group's liability profile, members can have their individual credit facilities and limits, or they can share facilities and limits among other members within the group.
Credit facilities validation
When a credit line does not have enough available funds, TIBS Central Liability will automatically obtain the fund by searching other credit line(s) of the same risk level, making it more flexible for customers to allocate their cash flows. For example, bank users may set a customer's liability profile to have their OD line validated by the TR line. Validation may be set for lines, not only within one customer's liability profile, but across a collection of customers within a group.
Liability profile
 |
TIBS Central Liability allows bank users to set shared facility limits across different credit lines and sublines. TIBS Central Liability TreeView Easy view of a whole group's shared facilities on one screen, broken down into different facility types. Lines can be set to validate or be validated by other lines. |
 |